Bima Files was created to make financial planning and protection easier to understand for individuals, families, and businesses. We believe people should be able to understand their investment and insurance options, ask the right questions, and make informed decisions without feeling confused or pressured.
Financial products can often seem complicated, filled with unfamiliar terms, conditions, and choices that are difficult to compare. Bima Files aims to simplify that journey by providing clear, practical, and easy-to-understand guidance across Mutual Funds & SIPs, Wealth Management, Health Insurance, Motor Insurance, and Group Health Insurance.
We focus on clarity, transparency, patience, and personal support. Whether you're starting your first SIP, planning for long-term wealth, reviewing your health insurance, renewing your motor insurance, or simply trying to understand your existing financial protection, our goal is to help you understand your options and take the next step with greater confidence.
Our mission
To simplify financial planning and protection for individuals, families, and businesses through clear, transparent, and easy-to-understand guidance—helping people make informed decisions with greater confidence.
Clear & Simple Guidance — Easy-to-understand explanations without unnecessary jargon.
Personalised Approach — Guidance based on individual goals, needs, and circumstances.
Practical Support — Helping you understand your investment and insurance options before making decisions.
A Simple, Human Experience — A friendly, transparent process without unnecessary complexity or pressure.
We work with individuals, families, working professionals, and businesses looking for greater clarity around their finances.
Whether you're starting a SIP, planning for long-term wealth, protecting your family with health insurance, or reviewing your existing financial protection, Bima Files helps you understand your options and take the next step with confidence.
The person behind Bima Files
Hi, I’m Rishi Bhardwaj, the person behind Bima Files.
I started Bima Files with a simple idea—to make financial planning, investing, and insurance easier to understand for everyday people.
Whether you're planning your first SIP, building long-term wealth, protecting your family with health insurance, or simply trying to understand your financial options, my aim is to provide clear, practical, and honest guidance without unnecessary jargon or pressure.
At Bima Files, I believe better financial decisions start with better understanding.
Need help understanding your options?
Book a consultation and share your requirement through our simple form.